FERMA’s European Risk and Insurance Report provides insights into industry trends, as well as the concerns and goals of members. Of particular note in the 2016 report is the rising prominence of cyber and digital risk factors. Specifically, 55% of respondents cited data protection as their chief concern, making this issue the top European priority. Yet despite this concern, alarmingly, an even higher percentage (64%) reported that their companies do not have stand-alone cyber coverage.